CoinKeeper alternative for multi-currency budgets

The short version

CoinKeeper is a mobile expense tracker with unlimited accounts in any currency on its free plan, automatic rates and bank import for Russian banks. Its pages do not describe a transfer between two currencies or receipt scanning. Balans.finance records such a transfer with both amounts, imports statements from Bank of Georgia, TBC Bank and other banks, and reads receipts with AI.

Feature by feature

What CoinKeeper offers was read off its own pages on 2026-11-07 and 2026-11-09.
Feature	Balans.finance	CoinKeeper
Accounts in different currencies	Yes. One account can hold several currencies, each with its own balance.	Yes, any currency, with unlimited accounts on the free plan.
Totals in one base currency	Yes, automatic. Each transaction is converted at the exchange rate of its own day.	Yes, automatic, and the converted amount can be edited.
Transfers between currencies	Yes. A transfer records both the amount sent and the amount received.	Not mentioned on its website.
Statement import	Excel (XLSX), CSV and PDF files from any bank; a layout it has not seen before is mapped by AI. No bank connection.	No CSV or OFX import. Russian bank import on Platinum; AI reads PDF statements on Platinum PLUS.
Georgian banks	Yes. Bank of Georgia and TBC Bank statements, with Georgian or English column titles.	Not mentioned. Bank import is for Russian banks.
Receipt scanning	Yes. AI reads the store, date, items and amounts into categorised expenses.	Not mentioned on its website.
Zero-based budgeting	No. A budget sets a target for each category; income does not have to be assigned in full.	No. A budget is a spending limit for a category.
Forecasting	Yes. Where your total balance is heading, from its recent trend: three months ahead on every plan, and a year ahead on paid plans.	Yes, of capital. Future net worth, with inflation and returns. No balance or cash-flow forecast is mentioned.
Your own AI assistant	Yes. Connect Claude or another MCP client that supports OAuth to its MCP server, once you approve access. No built-in chat.	No AI-assistant connection or public API is mentioned. A built-in AI on Platinum PLUS.
Platforms	Web. An Android app is coming to Google Play, and an iOS app will follow.	iPhone, Android, and web on Platinum.
Languages	11: English, Russian, German, French, Spanish, Italian, Portuguese, Dutch, Polish, Swedish and Georgian.	6.
Free plan	Yes, with no time limit: 3 receipt scans a month and 1 statement import a month.	Yes: 10 categories and 1 income source.
Price	Starter: €3.99 a month or €39.00 a year	Platinum: 399 ₽ a month, 1 490 ₽ a year or 2 990 ₽ once. Platinum PLUS: 599 ₽ a month, 2 490 ₽ a year or 14 990 ₽ once.

Choose CoinKeeper if…

You want a phone app for iPhone or Android with unlimited accounts in any currency on its free plan.
Your money is in Russian banks and you want Platinum's import from them.
You want a forecast of future net worth that allows for inflation and returns.
You would rather pay once than subscribe.

Choose Balans.finance if…

You move money between currencies and want a transfer to keep both amounts: CoinKeeper's pages do not describe one.
You bank with Bank of Georgia, TBC Bank or any bank that exports Excel, CSV or PDF statements, and want to import them on the free plan too.
You want receipts read by AI into categorised expenses.
You want to work in a browser on every plan, and to connect Claude or another MCP client to an official MCP server.

What you give up by switching from CoinKeeper

Phone apps: Balans.finance runs on the web until its Android app ships.
Platinum's import from Russian banks: Balans.finance imports their statement files instead.
A forecast of capital with inflation and returns: Balans.finance projects your total balance three months ahead, or a year on paid plans.
A one-off lifetime price.

Where these facts come from

Every fact about CoinKeeper on this page comes from its own pages - its website, help centre, developer documentation or app-store listing - read on 2026-11-07 and 2026-11-09. Where its pages do not mention something, the table says so rather than guessing. If something here is out of date, write to us and we will correct it.

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Balans.finance vs CoinKeeper